As property prices continue to rise, particularly in urban areas, affordability remains a significant concern for many Malaysians. TH Properties has partnered with Affin Bank Berhad (“AFFIN BANK”) to roll out financing solutions designed to bridge the homeownership gap for fresh graduates, young homebuyers, and property investors.
The strategic collaboration, formalised with the partnership signing ceremony between both parties reflects the shared vision of both organisations to address housing affordability challenges while providing Malaysians with accessible pathways to homeownership.
“At TH Properties, we strive to make homeownership a reality for Malaysians, offering homes that resonate with their lifestyles and long-term vision,” said Mohd Ismadi Ishak, Group Chief Executive Officer of TH Properties. “This partnership with AFFIN BANK goes beyond providing financial solutions—it reflects our shared commitment to addressing the challenges faced especially for first-time buyers and young professionals. By introducing innovative, flexible financing options, we aim to empower more Malaysians to invest in homes that align with their aspirations and secure their future.”
Under this strategic partnership, TH Properties and AFFIN BANK offer a suite of flexible financing solutions tailored to meet the needs of various buyer segments, including those with irregular income streams. This includes the AFFIN Home Step Fast/-i for fresh graduates, first time homebuyers, young buyers, and property investors. This Shariah-compliant financing solution features a flexible and competitive financing structure, allowing homebuyers to secure their dream homes with reduced upfront costs and manageable monthly payments.
Another program available under this agreement is the Affinita Home Financing Program, which caters to women seeking financial independence through homeownership. A standout feature of this program is that it empowers female homebuyers by offering financing above RM500,000 through AFFIN INVIKTA™ Premier Banking, along with exclusive discounts and perks from nearly 100 merchants, including spas, dining, and boutiques.
Mohammad Fairuz Mohd Radi, Executive Director, Group Community Banking of Affin Bank Berhad, said, “We are delighted to partner with TH Properties to empower more Malaysians on their journey towards homeownership. With innovative financing solutions such as the AFFIN Home Step Fast/-i and the Affinita Home Financing Program, we aim to provide flexible and tailored options for young professionals, property investors, and a broader range of homebuyers.”
“We also believe that every woman should have the opportunity to build a foundation for herself and her family through homeownership. The Affinita Home Financing Program is not just about offering financial support—it is about fostering independence, stability, and empowerment for women. By providing tailored solutions and exclusive benefits, we strive to make the journey to homeownership seamless and fulfilling, enabling women to secure their futures with confidence and peace of mind.”
By making homeownership more accessible, both TH Properties and AFFIN BANK hope to support buyers in viewing their properties as stable, viable investments that will contribute to both personal and economic growth in the long run.
The collaboration will initially cover properties in TH Properties’ flagship developments, including Kota Semarak, and will further expand to two other developments projects, Bandar Enstek, and Warisan Puteri 2, which are renowned for their thoughtful designs and strategic locations. These developments offer a variety of home options tailored to the needs of modern homeowners while providing an excellent opportunity to invest in homes that complement their lifestyle while building long-term value.